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In a SWIFT payment, banks use standardized SWIFT codes to send and receive unique money transfer instructions to each other, enabling them to make secure, cross-border transactions. SWIFT, which stands for Society for Worldwide Interbank Financial Telecommunication, is a messaging network used by financial institutions worldwide to securely send and receive information, such as money transfer instructions. What is a SWIFT payment?Ī SWIFT payment is an international wire transfer sent via the SWIFT international payment network. It's important to use the correct SWIFT code when performing international money transfers as it ensures the funds reach the correct destination. GB is the country code (United Kingdom).If 'XXX' is used, it refers to the bank's head office.įor example, in the SWIFT code 'BARCGB22XXX': Last 3 characters (letters or numbers) - represent the branch code (optional).Next 2 characters (letters or numbers) - represent the location code.Next 2 characters (letters only) - represent the country code.First 4 characters (letters only) - represent the bank's code.The SWIFT code is 8 or 11 characters long and made up of letters and numbers. It can also be used to exchange other messages between banks. The code is used when transferring money between banks, particularly for international wire transfers. It is a unique identification code for both financial and non-financial institutions. In the meantime, Malvern Bank customers can visit /merger/index.htm to stay up to date.A SWIFT code (also known as a SWIFT-BIC, BIC code, SWIFT ID, or ISO 9362 code) is a standard format of Bank Identifier Codes approved by the International Organization for Standardization (ISO). Customers will receive full information about the transition starting in August. 11, all of Malvern’s current accounts will convert to First Bank, according to information on the bank’s website. Malvern Bank branches will transition to First Bank, and effective Monday, Sept. “First Bank shares our values of great customer service and commitment to the community.” “This merger assures our customers and other stakeholders will transition to a company with similar organizational values and cultures,” Anthony Weagley, president and chief executive officer of Malvern Bancorp Inc., said in a statement. On its website Monday, Malvern Bank, which is headquartered in Paoli, posted that it is “now a division of First Bank.” “Malvern Bank has built a strong customer base by providing extraordinary customer service and we intend to continue this tradition.” Ryan, president and chief executive officer of First Bank, said in a statement. “We are pleased to welcome Malvern customers, employees and shareholders to First Bank as we grow our banking presence in New Jersey and Pennsylvania,” Patrick L. The consolidated assets of the combined company equal approximately $3.8 billion. The combined stock and cash transaction was valued at approximately $129.7 million and will expand the New Jersey-headquarted First Bank’s footprint in the New York City to Philadelphia corridor. The merger, which was initially announced in December, was completed Monday morning before the open of business. 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